Code of practice for consumer lending
This is a voluntary code setting standards of good lending practice. Any business who subscribes to this code should follow these standards as a minimum.
These standards seek to ensure Jersey consumers are treated fairly and that the opportunities for taking on excessive financial commitments are reduced.
Who subscribes to this code?
| A |
Acorn Finance |
J |
Jacksons (CI) Limited |
| B |
Bagot Road Garage Limited |
|
Jersey Home Loans |
| |
Bank of India, Jersey Branch |
L |
La Motte Ford |
| |
Barclays Bank plc, Jersey Branch |
|
Lloyds TSB Offshore Limited, Jersey Branch |
| |
Bel Royal Motor Works Ltd |
|
Lombard Finance (CI) Ltd |
| |
Black Horse Offshore Ltd |
M |
Mortgage Shop Plus |
| C |
Cherry Godfrey Insurance Services Limited |
|
Motor Mall |
| |
Close Finance (CI) Limited |
N |
Newcastle Mortgage Loans (Jersey) Limited |
| |
Colomberie Finance |
O |
Oracle Financial Services (Jersey) Limited |
| D |
Derek Warwick Honda |
P |
Pegasus Financial Services Limited |
| E |
EQR Finance |
R |
Rightcar Jersey |
| H |
HSBC Bank International Limited |
|
Royal Bank of Canada (Channel Islands) Limited |
| |
HSBC Bank plc, Jersey Branch |
T |
Tony Cottle Prestige Cars Ltd |
| I |
ING bank (Jersey) Limited |
|
Trinity Tyres (2004) Ltd |
| |
Investec Bank (Channel Islands) Limited |
|
|
Where can I get a copy of this code?
The code is available to download here or printed copies are available from:
- any subscriber to the code
- Trading Standards, 9-13 Central Market, St Helier
- Citizens Advice Bureau, St Paul's Gate, New Street, St Helier
- Jersey Consumer Council, 16 Royal Square, St Helier
Download the code of consumer lending size 163kb
Where can I get a copy of the example budget planner described on page 5 of the code?
Download a budget planner size 33kb
What if I have a complaint against one of the subscribers to this code?
You should contact them directly. They should tell you about their complaint procedures and deal with you in a fair, swift and constructive way.
What should I do if the subscriber does not comply with the code?
Contact the Trading Standards Service.