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Credit reference agency access to information

DepartmentDepartment for the Economy
Start date17/07/2023
End date25/08/2023
Type of consultationWhite paper
Deadline for comments25/08/2023

About the consultation

We want to improve the information made available to credit reference agencies to support:

  • the performance of affordability
  • verification checks by financial service providers

We’re proposing that some information from the People Directory is provided to these agencies. This will address the absence of information the agencies usually receive from electoral registers.

We would like to hear your views about the proposed changes.

Consultation on credit reference agency access to information

How to submit comments to the consultation

This consultation is now closed.

This consultation paper has been sent to the Public Consultation Register. It has also been provided directly to the following organisations:

  • Jersey Citizens Advice Bureau
  • Jersey Consumer Council
  • Jersey Office of the Information Commissioner 
  • Jersey Bankers Association
  • Jersey Financial Services Commission
  • Jersey Chamber of Commerce
  • Jersey Business
  • Jersey Finance Limited
  • Personal Finance Society (Jersey)
  • Equifax
  • Experian
  • TransUnion
  • Channel Islands Financial Ombudsman

Data protection

The information you provide will be processed in compliance with the Data Protection (Jersey) Law 2018. For more information see the Department for the Economy privacy notices.

Under the Freedom of Information (Jersey) Law 2011, information submitted to this consultation may be released if a Freedom of Information (FOI) request requires it, but no personal data may be released.

Consultation response paper

The consultation response paper is now available to read.
Consultation: Credit reference agency access to information

The proposition for this consultation can be read in the document below.
Proposition to the consultation

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