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An explanation of how student finance is calculated

How funding works

Student Finance will pay towards living expenses and tuition fees.

Independent students

If you're an independent student, the amount you receive will be based on the annual gross income of you and your partner or spouse (if applicable) for the academic year in which your course starts

Dependent students

If you're a dependent student, the amount you receive will be based on the annual gross household income of your parent(s) or guardian for the year before the academic year in which your course starts

How much we'll pay

The most we'll pay towards tuition fees will be £9,250.

This is excluding any medical based degrees and foundation level arts related subjects.

The award for a one year course at Level 3 in an arts-related subject is limited to the cost of a comparable course provided by Highlands College.

Parental income

We take into account the household income of your parent(s) or guardian that you live with on the 1 January, of the year before the academic year in which your course starts.

If you live with a parent who is divorced or separated and is now living with a partner or remarried, you can choose to take into account that partner's income or your other natural parent's income.

Income and assets used to determine funding

We assess:
  • gross income from all sources
  • income from a Trust
  • business profits (losses are not taken into consideration)
  • shares in either a public or private company
  • any beneficial ownerships or holdings in a business
We will request a copy of certified accounts or any other details that may be needed to assess an award.

Scottish universities​ and those outside the UK

Funding will be to the same level of a similar course at an English university.

Higher Child Allowance

The fee amount received will be reduced should a parent have received a Higher Child Allowance for the previous year.

The top amount of Higher Child Allowance is £2,340. For example, if a parent received this amount the award payable by the Student Finance is reduced by £2,340.

When no funding is available

No funding is provided if:

  • your household income is £200,000 or more
  • your assets are £500,000 or more (excluding the house that you live in)
  • you don't complete an income statement form
Contact the Student Finance team if you fall into the above criteria but you intend to study any of the below:
  • medicine
  • veterinary medicine
  • dentistry

Exceptional circumstances

Contact the Student Finance team if you believe that you have exceptional circumstances such as:

  • a parent / guardian dies
  • a parent / guardian is unable to work due to medical reasons
  • a parent / guardian has been made compulsory redundant
Exceptional circumstances don't include retirement or the decision to give up paid employment.

Request an appointment

To request an appointment with one of our team, complete our online appointment request form:

Student Finance appointment request

Student Finance booklet 2019/20 booklet

Student Finance Law 2018

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