Nominate someone for a survivor benefit
As a member of the either the Public Employees Pension Fund (PEPF) or the Jersey Teachers Superannuation Fund (JTSF) there may be benefits payable to a close family member in the event of your death.
If you died whilst an active contributing member a lump sum may also be payable.
The information on this page has been developed to give you an understanding of the survivor benefits available in the PEPF and the JTSF. All benefits payable are subject to conditions set in the legislation governing the respective schemes.
Use the online form below to tell the Pension Team of any potential beneficiaries who may receive a benefit from the respective scheme in the event of your death. Beneficiaries can be your:
- spouse
- cohabiting partner
- civil partner
Nominate someone for a survivor benefit
On submitting the form it will be emailed to the Pensions Team who will process the form and respond accordingly.
If you would like to discuss any of the survivor benefits with the Pensions Team email pept@gov.je or call on +44 (0) 15344 40227.
Survivor benefits in the Public Employees Pension Fund
Career Average Scheme
The Career Average Scheme provides various benefits in the event of a members death, including:
Benefits are also payable where marriage or partnership occurs after a member reaches their normal pension age.
If a spouse, civil partner, dependant or cohabiting partner is more than 20 years younger than you at the time of your death, the survivor pension will be reduced by 2.5% for each year, over 20 years, that they are younger than you. For example, if your spouse is 22 years younger than you, the pension will reduce by 5%.
Career Average Scheme survivor benefits - protection for your family
Transition members
Transition members are those members of the Final Salary Scheme who had to move into the Career Average Scheme on 1 January 2019.
Survivor benefits for transition members are mainly based upon the benefits available in the Career Average Scheme. Transition member's also retain a link to their benefits in the Final Salary Scheme.
The document available below sets out what survivor benefits are available in respect of transition members.
Transition members survivor benefits - protection for your family
Final Salary Scheme
There are various benefits available in the event of a member's death. These benefits are only available for members who opted to remain in the Final Salary Scheme from 1 January 2019. These benefits available are:
- A cash lump sum of payable on death as a contributing member to a named recipient. The value of the lump sum is up to 2 times salary at date of death.
- Survivor pension payable to a spouse, civil partner or dependant.
- Children's pension.
Benefits will not be payable for marriages or civil partnerships commencing after normal retiring age.
Final Salary Scheme survivor benefits - protection for your family
Survivor benefits in the Jersey Teachers Superannuation Fund
A survivor pension may be payable to a spouse, civil partner or child in the event of your death.
A lump sum may also be payable in the event you die as a contributing member of the scheme.
The following documents detail the survivor benefits available in the respective regulations under the Jersey Teachers Superannuation Fund.
Survivor and death benefits for existing members
Survivor and death benefits for new members
Dependants pension
A dependants pension is payable where the member has no spouse, civil partner cohabiting partner (Career Average Scheme only) or child to pay a pension to. A dependants pension is payable to a person who has been nominated be a member of the scheme as being dependant on the member for some of ordinary necessities of life.
There is no guarantee that a pension will be paid to a nominated dependant. On the death of a member the dependant would have to prove to the respective governing bodies of the two funds that they have been dependant of the member. It will be up to the discretion of the governing bodies as to whether they determine this to be a sufficient level of dependency to warrant paying a pension.
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