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L'înformâtion et les sèrvices publyis pouor I'Île dé Jèrri

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Mortgage providers in Jersey (FOI)

Mortgage providers in Jersey (FOI)

Produced by the Freedom of Information office
Authored by Government of Jersey and published on 06 February 2024.
Prepared internally, no external costs.

​​Request

Please advise why Jersey only has access to six high street mortgage providers whereas the UK has over 200 providers? 

Response

The Freedom of Information (Jersey) Law 2011 gives a right to request information that is held in recorded form, unless exempt. This request poses a question rather than seeking information held in recorded form. Article 3 of the Freedom of Information (Jersey) Law 2011 therefore applies.  

Article applied

Article 3 - Meaning of “information held by a public authority”

For the purposes of this Law, information is held by a public authority if –

(a)     it is held by the authority, otherwise than on behalf of another person; or

(b)     it is held by another person on behalf of the authority.​

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