Year 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Month Select January Feburary March April May June July August September October November December Final guidance on consumer lending Date04 August 2020 The Government has published guidance on reasonable conduct in the consumer credit sector in order to support Islanders who have or may be considering borrowing to help alleviate financial difficulties which have arisen due to the Covid-19 pandemic.