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Information and public services for the Island of Jersey

L'înformâtion et les sèrvices publyis pouor I'Île dé Jèrri

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About the long-term care scheme

​​​​Having long-term care needs means that you need substantial help with daily activities such as getting out of bed and dressing. 

The Long-Term Care (LTC) scheme provides financial support to Jersey residents who are likely to need long-term care for the rest of their life, either in their own home or in a care home. 

Short introduction to long-term care

Long-term care diagram

General long-term care information booklet

How the long-term care (LTC) scheme work​s

If you need long-term care, you'll be able to claim the LTC benefit once your assessed care costs have reached a cap of £60,160 for a single person or £90,240 for a couple. 

If you move into a care home, you will be responsible for paying the home's non-care costs (accommodation and day-to-day living expenses). This contribution is referred to as the co-payment. 

If you receive care in your own home, you will not need to pay a co-payment, as you will already be meeting your day to day living costs. 

If you can't afford your share of the care or non-care costs, you will be able to apply for extra help through means testing or an LTC property loan.

Contact the long-term care team

Reducing the financial worries of long-term care ​

The scheme aims to remove much of the financial worry that you would otherwise have about the cost of long-term care. 

How the scheme is being paid for​​

There is a separate LTC fund to pay for long-term care.

You pay a maximum contribution rate of 1.5%. 

Long-term care scheme: contributions

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