Who the long-term care (LTC) scheme is for
The long-term care (LTC) scheme provides financial support to Jersey residents who are likely to need long-term care for the rest of their life in their own home or in a care home.
Having long-term care needs means that you need significant help with daily activities such as getting out of bed and dressing.
The scheme aims to remove much of the financial worry that you would otherwise have about the cost of long-term care.
Short introduction to long-term care
Long-term care diagram
General long-term care information booklet
How the scheme works
If you need long-term care, you'll be able to claim the LTC benefit once your assessed care costs have reached a cap of £60,160 for a single person or £90,240 for a couple.
If you move into a care home, you’ll be responsible for paying the home's non-care costs including accommodation and day-to-day living expenses. This contribution is referred to as the co-payment.
If you receive care in your own home, you will not need to pay a co-payment because you’ll already be meeting your day to day living costs.
If you cannot afford your share of the care or non-care costs, you’ll be able to apply for extra help through means testing or an LTC property loan.
Contact the LTC team or book an appointment
Use the form below to request further information about the LTC and your situation or someone else’s.
Contact the long-term care team
You can also book an appointment in person to discuss your circumstances.
Book an in person appointment
How the scheme is being paid for
There's a separate LTC fund to pay for long-term care.
You pay a maximum contribution rate of 1.5%.
Long-term care scheme: contributions
gov.je