How it works The long-term care scheme provides financial support to people who need long-term care for the rest of their life, either at home or in a care home.
If you cannot pay for your care costs, we can help to cover these costs. If you can contribute to your care costs, we can support you with care costs, once you have paid for your care costs for a period of time.
The amount of financial help, and when you'll receive it depends on:
your income your assets what you can afford to pay what level of care and support you need Watch our video Learn more about long-term care and how it works by watching our short video:
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Find out what financial support you can get You can receive financial support in one of three ways, these are called Route A, B or C.
Find which financial situation applies to you and read more about what help you can get from the route that applies to you:
Your assets, including the value of your home, are below £419,000
Route A information
Your assets and the value of your home are worth more than £419,000 and you also have savings of more than £25,000
Route B information Your assets, including your home, are more than £419,000 and your assets other than your home are worth less than £25,000
Route C information
Still unsure? Use our checklist Use our online checklist to find out which financial support route applies to you.
It's a very short questionnaire that only takes a few moments to complete.
Check what help you can get