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Government of

Information and public services for the Island of Jersey

L'înformâtion et les sèrvices publyis pouor I'Île dé Jèrri

Firms signed up to the consumer lending code of practice

‚ÄčAbout the code and who subscribes to it

This voluntary code of practice sets standards of good lending practice. It aims to make sure consumers are treated fairly and that the opportunities for taking on excessive financial commitments are reduced.

Any business subscribed to the code should follow is as a minimum.

The following subscribers are committed to the code, its requirements and values. They make sure they apply the code in their day-to-day activities:

  • Black Horse Offshore Ltd
  • Cherry Godfrey Finance Limited
  • Close Finance
  • Derek Warwick Honda
  • Distinct Finance Limited
  • Future Finance Limited
  • Henley Offshore Mortgage Services Ltd (The Mortgage Shop)
  • Investec Bank (Channel Islands) Limited
  • Lloyds Bank Corporate Markets PLC
  • Reto Finance Limited
  • Skipton International Limited
  • The Loan Hub

Complaints relating to non-compliance with the code

If you have a complaint against one of the subscribers to the code you should contact them directly. They should tell you about their complaint procedures and deal with you in a fair, swift and constructive way.

Trading Standards will investigate complaints relating to this code.

Where you can get a copy of the code

Printed copies of the code are available from:

  • any subscriber to the code
  • Trading Standards, PO Box 228, Jersey, JE2 3QQ
  • Citizens Advice Bureau, St Paul's Gate, New Street, St Helier

You can also find download the following copy:

A Code of Practice for Consumer Lending

How you can subscribe to the code

For more details on how you can subscribe to the code email

Review of the code

The code is currently under review. A working group has been established by the Jersey Consumer Council, who are the code sponsors. For more information contact the Jersey Consumer Council.

Jersey Consumer Council

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