Assisted purchase home ownership schemes

​​​​​​​Purchase scheme eligibility

If you're interested in buying a home but need some financial help to do so, you may be able to apply to join assisted purchase home ownership scheme. 

You will be eligible to purchase a property through an assisted purchase home scheme if you: 

• are over 18 years old
• are residentially qualified to live in Jersey (you must have ‘Entitled’ residential status)
• have been resident in Jersey for more than six months prior to the date of application
• have not previously or currently own another property in Jersey or elsewhere in the world (are a first-time buyer)
• cannot afford to purchase a property suitable for their needs in the open market
• can meet the long-term financial commitment of purchasing a property
• are going to live in the property as their principal place of residence
• have an annual household income below the limits set out in the following table:

Further information on the eligibility criteria for purchasing a property through an assisted ownership scheme can be found in the following policy document:

Assisted Home Ownership Schemes Eligibility Criteria policy

Apply to join the Assisted Purchase pathway

Islanders interested in registering for assisted home ownership ​schemes can do so through Andium Homes:

Apply to join the Assisted Purchase pathway

Current schemes

Schemes that are currently providing assisted purchase homes include: 

• Assisted Purc​hase Pathway
  
• Andium Homebuy scheme
• Re-zoned housing sites
• other schemes offering assistance towards the costs of purchasing a property (see additional detail in policy document)

How the purchase schemes work

Purchase schemes can be run by private agencies and housing providers. Schemes can become available at various times. 

Each scheme can different and have its own rules. For example, some might provide homes at a discounted price, whereas others might provide help towards a deposit to buy a home.​